HDFC INFINIA Metal Edition Credit Card 2023

HDFC Infinia Credit cardHDFC Infinia Credit card

HDFC INFINIA Metal Edition Credit Card is best suited for people with high incomes and gives perks in a variety of categories such as travel, rewards, shopping, eating, and more.


Image Source: HDFC Official website

HDFC Infinia Credit Card has a high reward rate and is an excellent alternative for heavy-spending customers. 

With this card, HDFC considers the international travel needs of its premium customers and offers a cheaper foreign currency conversion rate of 2% as well as a complimentary subscription to the Priority Pass program. HDFC Infinia Metal Edition Credit Card is a Reward Points card, which means you get 5 Reward Points for every Rs. 150 you spend with it.

Although the membership cost for this card is slightly more, Rs. 10,000 per year, it is worth it, and it could be the card of choice for you if you are financially stable and cannot compromise on your lifestyle necessities.

Highlights of the HDFC INFINIA Credit Card

Card NameHDFC Infinia Credit Card
Annual FeeRs. 10,000
HDFC INFINIA credit card limit Up to Rs. 10 lakhs

HDFC INFINIA Credit Card Features and Benefits

Mentioned below are the HDFC INFINIA card benefits and characteristics:

– HDFC INFINIA Reward Points as Welcome

12,500 Reward Points as a welcome bonus and one year of complimentary Club Marriott membership.

– Movie and Dining Rewards

Exclusive dining privileges through the Good Food Trail Program, as well as free Club Marriott membership and a 1+1 complimentary buffet at ITC hotels.

– Retail Rewards

5 Reward Points for every Rs. 150 spent in retail, with a reward rate of up to 3.3%.

– Redemption of the Rewards

RPs can be redeemed for travel and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles via net banking (1 RP = 1 Air Mile), items and vouchers via net banking or SmartBuy and more.

– Golf Rewards

Unlimited gratis golf games at top golf courses in India and across the world

– Travel Rewards

Complimentary Priority Pass membership with unlimited free airport lounge access and the Infinia Credit Card Lounge Access Program, as well as a complimentary Club Marriott membership for one year and a complimentary two + one night, stay at many luxury ITC hotels.

– Zero Liability Security and Protection

If your card is lost and you notify it within 24 hours, you will have no liability for any fraudulent transactions done with your credit card. The bank is not accountable for any fraudulent transactions that occurred prior to the reporting date.

– Domestic Lounge

Priority Pass membership provides unlimited complimentary access to domestic lounges for primary and add-on Infinia cardholders, as well as unlimited free domestic lounge visits every quarter with the Visa/MasterCard domestic lounge program.

– Insurance Benefits

 Insurance of Rs. 3 crore against accidental air death (applied only in the event of death due to an aviation accident), Rs. 50 lakh against medical crises during foreign air travel, and Rs. 9 lakh credit shield cover .

– SmartBuy

SmartBuy is a rewards portal designed specifically for HDFC bank clients, where they can take advantage of amazing discounts and bargains in a variety of categories. When you use HDFC SmartBuy, you gain accelerated reward points on your Infinia Card. As previously stated, you can also use the HDFC Infinia Card to redeem your reward points on SmartBuy. Furthermore, HDFC Bank continues to announce new credit/debit card offers through the SmartBuy platform.

Fees and Charges of the HDFC INFINIA Metal Edition Credit Card

The table below displays the charges and other fees of the HDFC Infinia Metal edition card:

Joining FeeRs. 10,000 + applicable taxes
Renewal FeeRs. 12,500 + applicable taxes
Spend WaiverGet the renewal fee waived by spending Rs. 10 lakhs in the previous year.
Foreign Currency Markup2% of the total transaction amount + taxes
Interest Charged1.99% per month or 23.8% annualised
Fuel Surcharge1% fuel surcharge waiver up to Rs. 1,000 each month

HDFC INFINIA Credit Card Eligibility

The table below presents the individuals who are eligible to apply for the HDFC INFINIA metal credit card:

ResidencyResidents and NRIs are eligible to apply for the HDFC Bank Infinia credit card.
AgeThe applicant needs to be 18 to 70 years of age.
Add – On Card AgeThe add-on cardholder needs to be 15 years at a minimum.

Documents Required for the HDFC INFINIA Credit Card Apply

The required documents that need to be carried along when applying for credit card are-

  • Income documentation, such as a copy of your IT returns, most recent pay stubs, and Form 16.
  • Aadhaar card or passport as proof of address.
  • Two passport-size pictures.
  • Application form duly completed.
  • A duplicate of your PAN card or Form 60.
  • Aadhaar card, passport, or driving license are examples of identity evidence.

Procedure for the HDFC INFINIA Credit Card Apply

There are two major ways to apply for this Credit Card, and the process is elaborated below:

a) Offline Procedure – The applicant with all the above-mentioned documents can walk into the nearest HDFC Bank branch to apply for the HDFC Infinia card. The representatives of the bank can walk the applicant through the procedure.

b) Online Procedure – In order to apply for this credit card online, you will have to follow the steps that are mentioned below-

Step 1: Visit or navigate to the HDFC Bank portal.

Step 2: Move to the credit card / apply credit card section.

Step 3: Choose the HDFC Infinia credit card.

Step 4: Apply with the required KYC and information and click on submit.

Once this has been done, when you are an eligible applicant, the bank will contact you for further verification of the card.

Similar Credit Cards

If you’re seeking additional credit cards with features comparable to Infinia, check out the cards listed in the table below:

Credit Card NameCharacteristics
HDFC Diners Club Black Credit CardAnnual memberships to Club Marriott, Forbes, Amazon Prime, Zomato Pro, MMT BLACK, and Times Prime are all complementary.
Axis Bank Reserve Credit CardEvery year, four luxury airport drops and pickups are provided, as well as unrestricted domestic lounge access.
SBI Elite Credit CardAnnual bonus rewards points of up to 50,000; Club Vistara and Trident Privilege Membership
Standard Chartered Bank Ultimate Credit Card5% reward on duty-free purchases; 2% currency markup
IndusInd Bank Legend Credit CardFree stay at the Oberoi Hotel and membership in the Priority Pass.

Other HDFC Bank Credit Cards

HDFC Regalia Credit CardIndianOil HDFC Bank Credit Card
HDFC Millennia Credit CardHDFC MoneyBack Plus Credit Card
HDFC MoneyBack Credit CardHDFC INFINIA Metal Edition Credit Card
HDFC Freedom Credit CardHDFC Diners Club Black Credit Card
6E Rewards – IndiGo HDFC Bank Credit CardHDFC Business MoneyBack Credit Card

By Khushal Jain

I'm an Information Security undergraduate, Cybersecurity & Blockchain enthusiast, and a Web, User Experience, User Interface, Visual, and Graphics Designer from India. I aim to make a difference through my creative solutions.